If you’re running your own business, it’s important to have an understanding of the business’ financial standing. While a bank or financial advisor can evaluate your business for you, the equations they use can easily be done by you so you can check up on the...
Small business owners have great ideas and innovative ways to attract customers to their product or service. While they excel at marketing and selling their product and promoting the business, most of them do not understand the first thing about bookkeeping. It’s...
As an accountant and finance guy, I deal with numbers and money on a daily basis. But I know that many people are still mystified by their finances, especially when it comes to budgeting and saving. If the idea of doing your own number crunching for yourself and your...
Recently, Dr Penny Pincher posted a list of 12 Personal Finance Skills Everyone Should Master for WiseBread. Here’s my take on 6 of the essential skills that made his list. At the top of the list? Budgeting. Only around 33% of individuals really have a point by...
The term “middle class” is a misnomer. The classification is determined by so many variables–with location being one of the biggest. Every campaign season, candidates always seem to bandy about declarations, saying the middle class this and the...
